有人研究过ocbc bonus+saving accounts吗
咔咔吃牛排 • • 57069 次浏览这个accounts貌似对salary不是用giro的人比较好。而且手上要有一定存款（10000刀），然后还有个其他account用来日常存取钱。利息能到2.35
http://www.ocbc.com.sg/personal-banking/Accounts/higher-interest-deposit-bonus-plus.html
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#1
沙发，一个月利息最多1.18%，不如360。不过没附加条件。另：有顶线吗？没看到Interest Rates
Earn higher interest if you do not make any withdrawals monthly and quarterly. Plus, enjoy an even sweeter interest rate when you top up fresh funds of S$10,000 and make no withdrawals within that quarter. Also, with no lock-in period, you can enjoy the flexibility to deposit and withdraw anytime. If you withdraw within the month, you only receive 0.05% p.a. monthly base rate.
No withdrawals this month?
0.60% a year
No withdrawals this quarter?
1.15% a year
Top up fresh funds of S$10,000 with no withdrawals this quarter?
2.35% a year
<!-- <p style="padding:0px 25px 0px;" mce_style="padding:0px 25px 0px;">*Promotional interest rate from 02 Jan - Mar 2014</p> -->
*Fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts.
How it works<!-- <p>Sweeten your bonus interest rates when you top-up fresh funds of S$10,000 and make no withdrawals within that calendar quarter. Plus, you have the flexibility to deposit and withdraw anytime with this account.</p> -->
All funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a. If no withdrawals are made, the interest rate will be 0.60% p.a. for 2 months and 1.15% p.a. for the third month. If no withdrawals are made in the quarter and there is minimum $10,000 fresh funds deposit, the interest rate will be 2.35% p.a. for the third month. The maximum effective interest rate for the account will be 1.18% p.a.
These 3-month periods are defined as the calendar quarters of the year:
- January, February and March
- April, May and June
- July, August and September
- October, November and December
Interest Rates
Earn higher interest if you do not make any withdrawals monthly and quarterly. Plus, enjoy an even sweeter interest rate when you top up fresh funds of S$10,000 and make no withdrawals within that quarter. Also, with no lock-in period, you can enjoy the flexibility to deposit and withdraw anytime. If you withdraw within the month, you only receive 0.05% p.a. monthly base rate.
No withdrawals this month?
0.60% a year
No withdrawals this quarter?
1.15% a year
Top up fresh funds of S$10,000 with no withdrawals this quarter?
2.35% a year
<!-- <p style="padding:0px 25px 0px;" mce_style="padding:0px 25px 0px;">*Promotional interest rate from 02 Jan - Mar 2014</p> -->
*Fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts.
How it works<!-- <p>Sweeten your bonus interest rates when you top-up fresh funds of S$10,000 and make no withdrawals within that calendar quarter. Plus, you have the flexibility to deposit and withdraw anytime with this account.</p> -->
All funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a. If no withdrawals are made, the interest rate will be 0.60% p.a. for 2 months and 1.15% p.a. for the third month. If no withdrawals are made in the quarter and there is minimum $10,000 fresh funds deposit, the interest rate will be 2.35% p.a. for the third month. The maximum effective interest rate for the account will be 1.18% p.a.
These 3-month periods are defined as the calendar quarters of the year:
- January, February and March
- April, May and June
- July, August and September
- October, November and December
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#2
也是烂东西。第一和第二个月只有0.6% （如果我没记错）
第三个月2.5% （实际平均只要1.4% 左右）
然后又一堆条件
如，每三月要有新资金。
然后三月没提款。
不符条件，利率只有0.6%。
第一和第二个月只有0.6% （如果我没记错）
第三个月2.5% （实际平均只要1.4% 左右）
然后又一堆条件
如，每三月要有新资金。
然后三月没提款。
不符条件，利率只有0.6%。 -
咔咔吃牛排 楼主#3
啊，水哥一语道破真机没看到那个2.35只是第三个月的，坑…没看到那个2.35只是第三个月的，坑…
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#4
网页最下面写了，我还专门算了一下，精确值是1.183333333333333333333333333333333...