同时买房的时候最好又可以拿出来，
谢谢！
7 条回复
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#1
CPF Minimum Sum (MS) Topping-Up SchemeThe CPF Minimum Sum (MS) Topping-Up Scheme allows you to give top-ups to yourself and/or your loved ones’ Special Accounts (for recipients below age 55) or Retirement Accounts (for recipients age 55 and above). Such gifts help build up the MS and can come from your CPF or in cash.
To make a top-up using your CPF for your loved ones*, the net balances in your Ordinary and Special Accounts, including amount withdrawn for investments, must be more than the prevailing Minimum Sum. Only Ordinary Account balances can be used for the top-up.
You can also enjoy tax relief of up to $7,000 per calendar year, if you or your employer uses cash to make top-ups for you. Your employer will receive an equal amount of tax deduction for the cash top-ups made.
You can enjoy an additional tax relief of up to $7,000 per calendar year if you use cash to make top-ups for your loved ones. To qualify for tax relief for cash top-ups for spouse/siblings, your spouse/sibling (i) must not have income exceeding $4,000 in the year preceding the year of top-up (e.g. salary or tax exempt income such as bank interest, dividends and pension) or (ii) is handicapped.
If you are topping up by cheque, your application must reach the Board by 31 Dec, 10 am if it is a working day, to enjoy tax relief for the following year’s Tax Assessment. If 31 December falls on a weekend, your application must reach us on the last working day of the year, 2pm.
* "Loved ones" include only your parents, parents-in-law, grandparents, grandparents-in-law, spouse and siblings.The CPF Minimum Sum (MS) Topping-Up Scheme allows you to give top-ups to yourself and/or your loved ones’ Special Accounts (for recipients below age 55) or Retirement Accounts (for recipients age 55 and above). Such gifts help build up the MS and can come from your CPF or in cash.
To make a top-up using your CPF for your loved ones*, the net balances in your Ordinary and Special Accounts, including amount withdrawn for investments, must be more than the prevailing Minimum Sum. Only Ordinary Account balances can be used for the top-up.
You can also enjoy tax relief of up to $7,000 per calendar year, if you or your employer uses cash to make top-ups for you. Your employer will receive an equal amount of tax deduction for the cash top-ups made.
You can enjoy an additional tax relief of up to $7,000 per calendar year if you use cash to make top-ups for your loved ones. To qualify for tax relief for cash top-ups for spouse/siblings, your spouse/sibling (i) must not have income exceeding $4,000 in the year preceding the year of top-up (e.g. salary or tax exempt income such as bank interest, dividends and pension) or (ii) is handicapped.
If you are topping up by cheque, your application must reach the Board by 31 Dec, 10 am if it is a working day, to enjoy tax relief for the following year’s Tax Assessment. If 31 December falls on a weekend, your application must reach us on the last working day of the year, 2pm.
* "Loved ones" include only your parents, parents-in-law, grandparents, grandparents-in-law, spouse and siblings. -
曼陀山茶 楼主#2
谢谢就是说top-up进special account可以免7000的税，具体要top up多少钱没说啊就是说top-up进special account可以免7000的税，具体要top up多少钱没说啊
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#3
Special Account的钱不能拿出来买房用的。只有Ordinary Account的钱可以用来买房。
Minimum Sum Topping-Up Scheme 只能去Special Account或者Retirement Account，这俩都不能用来买房。
Voluntary Contribution to CPF可以进Medisave Account Only或者按比例分到三个Account，但是这部分钱貌似也不能免税。
可以查询CPF和IRAS网站。只有Ordinary Account的钱可以用来买房。
Minimum Sum Topping-Up Scheme 只能去Special Account或者Retirement Account，这俩都不能用来买房。
Voluntary Contribution to CPF可以进Medisave Account Only或者按比例分到三个Account，但是这部分钱貌似也不能免税。
可以查询CPF和IRAS网站。 -
曼陀山茶 楼主#4
谢谢我再仔细研究研究我再仔细研究研究
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#5
现在topup 夫妻的special account可以扣3月的税吗 还是明年的
是不是最高扣7千的income 然后再算税 这样不是topup 7千就可以了 多了也白搭
另外跟老人同住 夫妻双职工 岳父母可以在老公名下扣税吗
能扣的都扣了 除了topup cpf还有别的扣税方法么
可以扣3月的税吗 还是明年的
是不是最高扣7千的income 然后再算税 这样不是topup 7千就可以了 多了也白搭
另外跟老人同住 夫妻双职工 岳父母可以在老公名下扣税吗
能扣的都扣了 除了topup cpf还有别的扣税方法么 -
#6
给配偶Top Up扣税是有条件的配偶那一年的收入不能超过4000块。
扣税的话，给自己Top Up最多可以算7000的Relief，给家人Top Up最多也是7000的Relief，总共最多可以有14000的Relief.
可以参考IRAS网页：http://www.iras.gov.sg/irasHome/page04.aspx?id=196
对于父母住在这里，帮忙找过自己的孩子的话，可以算Grandparent caregiver relief
这个只能是女性纳税人可以Claim，同时必须是有工作的，孩子是公民。
详细情况可以参考：http://www.iras.gov.sg/irasHome/page04.aspx?id=204
配偶那一年的收入不能超过4000块。
扣税的话，给自己Top Up最多可以算7000的Relief，给家人Top Up最多也是7000的Relief，总共最多可以有14000的Relief.
可以参考IRAS网页：http://www.iras.gov.sg/irasHome/page04.aspx?id=196
对于父母住在这里，帮忙找过自己的孩子的话，可以算Grandparent caregiver relief
这个只能是女性纳税人可以Claim，同时必须是有工作的，孩子是公民。
详细情况可以参考：http://www.iras.gov.sg/irasHome/page04.aspx?id=204 -
#7
非常感谢看了一下 除了给自己topup 7千块 老公没有别的扣税方法了 晕
http://www.iras.gov.sg/irashome/page04.aspx?id=1190
7千算到来才扣几十块而已 算了放弃看了一下 除了给自己topup 7千块 老公没有别的扣税方法了 晕
http://www.iras.gov.sg/irashome/page04.aspx?id=1190
7千算到来才扣几十块而已 算了放弃