HDB 交易过程大调整。交易周期缩短。

刚刚的消息，总结一下就是：

1. HDB 交易不再两个appointment，而是只需要一个appointment。交易周期将从现在的16个星期缩短到8个星期。

2. 估价不再是从指定的第三方估价行获取，而是直接由HDB估价。价格120块 比之前更便宜。

3. 更新e-service，买卖双方更容易知道到底能不能买，到底贷款多少。

4. 简化申请过程，表格更容易填写。对于DIY卖家买家会更容易。

5. 新的OTP会出现，现有的截至今年12月31号有效。

原文：

INGAPORE - From 2018, it will be faster for buyers and sellers of HDB resale flats to complete the transaction process.

The Housing Board is upgrading its resale portal to make it easier to file applications and conduct eligibility checks, it said in a statement on Thursday (Oct 19).

As a result, only one appointment with the HDB - instead of two - will be required. The entire transaction time will be shortened by up to eight weeks, from 16 weeks currently.

The change, which was promised during March's debate on the National Development Ministry's budget, will kick in on Jan 1, 2018.

In a Facebook post, National Development Minister Lawrence Wong said the new platform was one of the initiatives under the Real Estate Industry Transformation Map and "part of our move towards being a smart nation".

Among other things, the new system will require buyers to get the HDB to confirm the value of a potential flat directly, instead of getting a report through a panel of valuers. This will cost $120 for all flat types, instead of $156.45 for one- and two-room flats, or $226 for three-room and larger flats.

Said an HDB spokesman: "By harnessing technology and transaction data to establish the reasonableness of a transacted price, some cases may not require a valuation for this purpose. This will help expedite the processing of resale transactions. Nevertheless, where a valuation is assessed to be needed, it will still be done."

The updated portal will also minimise the need for buyers and sellers to manually key in their data, as it will pull in common information used by government services, such as names, IC numbers and addresses, for the relevant forms.

Buyers and sellers will also be able to check their eligibility for housing grants or HDB loans, or whether they can even buy or sell a flat, at a glance, rather than have to check multiple e-services on the current website.

Flat buyers and sellers will have to use a new Option to Purchase form - a legal document that gives a buyer the exclusive right to buy a flat - when the changes take effect. The current form is valid till Dec 31.

The HDB spokesman said there is no change to the role of estate agents, as buyers and sellers can continue to engage them if they wish. Mr Wong also said the changes will "free them up from time-consuming administrative work and allow them to focus on higher value-added work".

The spokesman also noted that the proportion of resale flat buyers and sellers who opted for the do-it-yourself route has increased from 11 per cent in 2010 to 27 per cent in the first half of this year.

"In particular, we have observed a clear and increasing trend of flat buyers carrying out transactions on their own. This upward trend could be due to the fact that resale flat buyers are generally younger and more tech savvy than resale flat sellers," she said.