各位大侠，今年开始搞减税的东西了。各位有经验的朋友，cpf这个SA，MA 每年8000的topup的金额，到底受不受37740的总额限制？
我前几天在网上包括狮城帮查，有的说受限制，有的说是额外的，不受总额限制。
但我在cpf官网上看到的：读起来应该是受限制吧？ 所以也就是公司+个人交的+topup的不可以超过37740对吧。如果工资超过6000，这个感觉37740很容易达到，每个月2220，每年就已经26640了，差额只有11100了。是因为奖金不按6000限制，大概就是额外的2-4个月AWS和奖金。所以这个8000+8000的免税很难利用上。
Top-up limit to three CPF accounts
The maximum amount you can top up is the difference between the CPF Annual Limit of $37,740 and the mandatory CPF contributions made for the calendar year.
Do remember to consider your mandatory CPF contributions which you will be receiving for the calendar year, before making top-ups. If the total mandatory CPF contributions and top-ups exceed the CPF Annual Limit in the calendar year, any excess top-ups will be refunded without interest.