大家的贷款可以去找银行申请延期了

DengWei  •   •  14147 次浏览

31 Mar: COVID19 Singapore
Mortgage Loans:

> Measures to help individuals include allowing them to defer either principal payment or both principal and interest payments on their residential property loans until Dec 31
> Interest will accrue only on the deferred principal amount, and no interest will be charged on the deferred interest payments, the MAS.

Unsecured Loans:
> Those with unsecured loans can also apply to their lenders to convert their outstanding balances into term loans at a reduced rate of interest, capped at 8 per cent

Insurance:
> Customers of life and health insurance policies can apply to their insurer to defer premium payments for up to six months while maintaining insurance coverage.
> Premium deferment is available for all individual life and health insurance policies with a policy renewal or premium due date between April 1 and Sept 30.
> General insurance policyholders for property and vehicles may apply to their insurers for instalment payment plans while maintaining protection.

https://www.straitstimes.com/business/banking/covid-19-individuals-can-apply-to-defer-property-loan-insurance-premium-payments?utm_medium=Social&utm_campaign=STFB&utm_source=Facebook#Echobox=1585652281

17 条回复
  • Finland12
    #1

    延期有什么好处呢?不太了解这些

  • DengWei 楼主
    #2

    对于有经济困难的借贷者,会有帮助。

  • 南勍
    #3

    延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么?

  • 南勍
    #4

    写错了,是利息更高

  • Regina1121
    #5

    重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了

  • Regina1121
    #6

    起码延后支付的利息不会利上加利利息部分肯定可以延后半年多,对于买豪宅的人还不错

  • #7

    本来是给付不起房贷的人的福利会变成富人薅羊毛的手段? 政府不会留下漏洞吧

  • peachy
    #8

    那申请是得跟当时的banker申请呢还是怎么申请,

  • 蛋蛋2009
    #9

  • #10

    这个是旧的,新的还没更新

  • #11

    不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。

  • #12

    延期省下来的钱投资股市,半年后疫情结束投资翻倍

  • DengWei 楼主
    #13

    不要找banker,直接联系银行

  • 南勍
    #14

    延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款?

  • #15

    按你现在房贷配套的利率算

  • 小星星@
    #16

    真是好消息壓力很大

  • #17

    可以,工作准证也可以

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