大家的贷款可以去找银行申请延期了
DengWei • • 14147 次浏览31 Mar: COVID19 Singapore
Mortgage Loans:
> Measures to help individuals include allowing them to defer either principal payment or both principal and interest payments on their residential property loans until Dec 31
> Interest will accrue only on the deferred principal amount, and no interest will be charged on the deferred interest payments, the MAS.
Unsecured Loans:
> Those with unsecured loans can also apply to their lenders to convert their outstanding balances into term loans at a reduced rate of interest, capped at 8 per cent
Insurance:
> Customers of life and health insurance policies can apply to their insurer to defer premium payments for up to six months while maintaining insurance coverage.
> Premium deferment is available for all individual life and health insurance policies with a policy renewal or premium due date between April 1 and Sept 30.
> General insurance policyholders for property and vehicles may apply to their insurers for instalment payment plans while maintaining protection.
https://www.straitstimes.com/business/banking/covid-19-individuals-can-apply-to-defer-property-loan-insurance-premium-payments?utm_medium=Social&utm_campaign=STFB&utm_source=Facebook#Echobox=1585652281
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#1
延期有什么好处呢?不太了解这些
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DengWei 楼主#2
对于有经济困难的借贷者,会有帮助。
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#3
延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么?
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#4
写错了,是利息更高
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#5
重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了

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#6
起码延后支付的利息不会利上加利利息部分肯定可以延后半年多,对于买豪宅的人还不错
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#7
本来是给付不起房贷的人的福利会变成富人薅羊毛的手段? 政府不会留下漏洞吧
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#8
那申请是得跟当时的banker申请呢还是怎么申请,
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#9
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#10
这个是旧的,新的还没更新
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#11
不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。
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#12
延期省下来的钱投资股市,半年后疫情结束投资翻倍
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DengWei 楼主#13
不要找banker,直接联系银行
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#14
延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款?
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#15
按你现在房贷配套的利率算
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#16
真是好消息壓力很大
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#17
可以,工作准证也可以