听说AVIVA有一项家庭保险，大概是父母买了保险也会cover到孩子，想请教一下懂得这份保险的经纪，是不是只要父母买这份保险不管孩子什么情况都会cover 啊？谢谢！
7 条回复
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#1
好像就是住院保险我买保险的时候中介说老公也买她家的话孩子也能保
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#2
不过孩子是最挫的那一档不管大人买的多贵的
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#3
现在不是全免了MEDISHIELD LIFE的部分还是要出，只是私人保险公司那部分免除。
Family discount for child(ren) / Free cover for child(ren)
If you apply for cover before 1 December 2016:
If both parents of an eligible child life assured are covered under either plan 1 or plan 2,
the eligible child life assured will be covered for free under plan 2 until the eligible child
life assured reaches 20 years old age next birthday.
If you apply for cover on or after 1 December 2016:
(i) For Singapore citizens/ Singapore permanent residents
If both parents of an eligible child life assured are covered under either plan 1 or
plan 2, and the eligible child life assured is covered under plan 2, we will waive the
eligible child life assured’s premium for the additional private insurance cover until
the eligible child life assured reaches 20 years old age next birthday. The
MediShield Life premium will continue to be payable under plan 2 until the eligible
child life assured reaches 20 years old age next birthday.
(ii) For foreigners
If both parents of an eligible child life assured are covered under either plan 1 or
plan 2, and the eligible child life assured is covered under plan 2, the premium for
the eligible child life assured based on the family discount for child(ren) as stated in
our premium tables will be payable under plan 2 until the eligible child life assured
reaches 20 years old age next birthday.
This benefit will continue even if one or both parents of the eligible child life assured
dies before this benefit ceases. This benefit is limited to a maximum of four eligible child
life assureds who must all have the same biological parents -
liulianmei 楼主#4
请问你是这家的经纪吗？
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#5
这个要弄清楚1，Aviva Family Cover，这是个特别设计的人寿重病保单，只是保受保人的。不是全家一个保单啊。
2，AViva MyShield里面有个Family Discount for Children，是说如果父母双方都投保了MyShield，孩子会有一个政府医院级别住院保单Plan 2的Discount，免除MyShield Plan 2的保费，一直到孩子20岁。
大概情况是这样，具体的还是找理财顾问咨询。 -
#6
关于第二个，免除的是MyShield Plan 2的Additional Premium那个MediShield Life的基础保费还是要付的。
这个是现在的情况。
对于在2016年12月以前投保的孩子们来说，那个叫做Free Cover for Children，是连MediShield Life的保费也一起免除了的。 -
#7
不是，我是GE的。。。。。。