• Here is an overview of the costs payable if you buy a flat from HDB:

    Stage

    Payment Due

    Mode of Payment

    Submitting your application

    $10

    • Credit Card (Visa/ Master Card)
    • QR code

    Booking of flat

    Option fee

    • NETS

    Signing of Agreement for Lease

    • Stamp duty and legal fees
    • Downpayment
    • Cashier’s Order
    • CPF

    Collection of keys

    • Stamp duty and legal fees
    • Home Protection Scheme
    • Fire insurance
    • Balance of the purchase price
    • Cashier’s Order
    • CPF

　　　　　　　 只要你CPF普通账户里面有6万的， 你就可以只需要付100+1000+2000=3100现金买40万的组屋， 当然你需要能够从HDB贷款36万