最近hdb贷款哪家比较推荐？

Hdb*PTE OR HDB Fixed*　For completed and refinancing,　First year: 2.08% fixed　Second year: 2.08% fixed　Thereafter: fhr8 + 1.13% (all in 2.08% currently)　2 years locked in　Waiver due to salesFHR 8 refers to our 8 months fixed deposit rate for deposit less than $10k. It is currently 0.95%*For completed refinancing, customer will enjoy a cash rebate of at least $2000 with min loan size of $500k (PTE) and $200k (HDB)*
*HDB*　5 years fixed at 2.2%　Thereafter: fhr 8 + 1.25% (all in 2.2% currently)　5 years locked　Waiver due to sales　For refinancing of min $200k, cash rebate of $2000
Xiaohan　98638851

感觉uob很不靠谱利率不透明 banker说的都不一样