坊间盛传CIMB外国人存款换贷款业务即将收紧

他们银行一直有这漏洞想贷款只用一笔初始资金（取决要贷多少，一般10万+贷款额度的20%）开VIP户头，
接着用合适的抵押物就能贷到一笔钱，10万-100万（新币或美元）都没问题，我们这边都有成功的例子，
接着再取消VIP户头可以撤走初始资金换成普通户头，
按时还贷款就好，银行睁一只眼闭一只眼。想贷款只用一笔初始资金（取决要贷多少，一般10万+贷款额度的20%）开VIP户头，
接着用合适的抵押物就能贷到一笔钱，10万-100万（新币或美元）都没问题，我们这边都有成功的例子，
接着再取消VIP户头可以撤走初始资金换成普通户头，
按时还贷款就好，银行睁一只眼闭一只眼。

什么情况？什么外国人存款换贷款？
难道只有CIMB有这项业务？什么外国人存款换贷款？
难道只有CIMB有这项业务？

你…… 这也太快了un-pledge loan几乎每个银行都有。只是针对外国人来说 CIMB很宽松。un-pledge loan几乎每个银行都有。只是针对外国人来说 CIMB很宽松。

哦哦哦哦哦哦西米露重要西米露重要

似乎很多人用OCBC恳请确认 小弥留之际恳请确认 小弥留之际

几个大银行才不敢呢给你个清单可以分别去咨询（外国人抵押贷款）

除了标题里面的
ANZ, BOC, RHB, GULF, BOS, CIC给你个清单可以分别去咨询（外国人抵押贷款）

除了标题里面的
ANZ, BOC, RHB, GULF, BOS, CIC

现在玩脱了？pr sc没限制还是很好的

已经收紧了，7月4号起外国人最高贷款额度70%80%的要求不低：

Dear business partners,

Thank you very much for your constant support, especially in referral of offshore foreigner clients to our bank over the past few years.

Please note that this will not affect existing clients who have submitted IPA formally to us with complete documents.

We would like to inform that with effect from 4th July 2016, our bank is implementing the following changes:
1) For offshore foreigner clients (based overseas/dependent pass),1st SG property loan would be capped at 70% LTV for straight forward cases.

If offshore foreigner clients are still keen to proceed with 80% financing, they will have to fulfil the following options

Option 1: 10% lien (of purchase price) to be placed within the bank's fixed deposit as long as loan is with our bank.

Option 2: At point of application, become a preferred customer, opening a deposit account with initial deposit equivalent to SGD 250k worth of deposits

Option 3: If client is not able to open a preferred banking account during point of application, there is an option to place special conditions for client to become a preferred customer by loan disbursement, with SGD 250k worth of deposits

2) For the following clients, 80% financing on 1st SG property loan is still applicable
- Foreigners with EP, working in SG
- Singaporeans / PRs working overseas

Thank you so much and we hope to hear from you soon80%的要求不低：

Dear business partners,

Thank you very much for your constant support, especially in referral of offshore foreigner clients to our bank over the past few years.

Please note that this will not affect existing clients who have submitted IPA formally to us with complete documents.

We would like to inform that with effect from 4th July 2016, our bank is implementing the following changes:
1) For offshore foreigner clients (based overseas/dependent pass),1st SG property loan would be capped at 70% LTV for straight forward cases.

If offshore foreigner clients are still keen to proceed with 80% financing, they will have to fulfil the following options

Option 1: 10% lien (of purchase price) to be placed within the bank's fixed deposit as long as loan is with our bank.

Option 2: At point of application, become a preferred customer, opening a deposit account with initial deposit equivalent to SGD 250k worth of deposits

Option 3: If client is not able to open a preferred banking account during point of application, there is an option to place special conditions for client to become a preferred customer by loan disbursement, with SGD 250k worth of deposits

2) For the following clients, 80% financing on 1st SG property loan is still applicable
- Foreigners with EP, working in SG
- Singaporeans / PRs working overseas

Thank you so much and we hope to hear from you soon