最近发现用钱太大手大脚，准备开个夫妻联名账户，每个月固定GIRO钱进去。哪个银行利率高呢
23 条回复
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#1
还不如开个联名户口买Singapore Saving Bond呢
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#2
为什么一定要夫妻联名账户只是好奇，因为从没有办过这种账户只是好奇，因为从没有办过这种账户
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#3
就是两个人的名字开的账户两个人都可以去那个账户操作啊啥的。
开了联名后存钱会更快。。。哈哈哈。。。。。两个人都可以去那个账户操作啊啥的。
开了联名后存钱会更快。。。哈哈哈。。。。。 -
#4
因为老公不想把自己赚的钱交到老婆名下所以需要有这种联名账户，这样感觉那钱还是自己的，不是全被老婆拿走了所以需要有这种联名账户，这样感觉那钱还是自己的，不是全被老婆拿走了
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#5
同问推荐哪家银行呢推荐哪家银行呢
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#6
ocbc boc差不多差不多
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#7
我用的是POBS其实那家都没有区别！其实那家都没有区别！
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#8
求科普这个要怎么操作？层主为什么推荐这个呢？层主为什么推荐这个呢？
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#9
感觉利率都是毛毛雨。。。楼主不要忽略联名账户的主要目的都是为了存钱而已， 利率神马的 你多存几十就有了
都是为了存钱而已， 利率神马的 你多存几十就有了 -
#10
不开联名放在一个人名下也可以的吧都结婚了难道还不信任？
我家反正都柔和在一起的，统一存我名下。都结婚了难道还不信任？
我家反正都柔和在一起的，统一存我名下。 -
#11
当年想开银行不给开现在一点念头都木有了现在一点念头都木有了
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#12
ATM或Internet banking，见链接
http://www.sgs.gov.sg/savingsbonds.aspx
长期赚钱其实是靠复利（compound interest），没有复利巴菲特也没办法。
http://www.ntdtv.com/xtr/b5/2015/02/24/a1179774.html
现在国库券银行利率很低，复利效用很难发挥。日落总有日出，那就耐心等利率回升。如果硬是要在低利率环境追求高回报，犹如火中取栗，风险极高。例如新加坡股市2000年最高点2500，现在2900，那是不是存银行更省心更好，性价比高？所以其实在低利率下长期回报必然低，只是大起大落，给人很多机会的幻觉。我们吃瓜群众还是随波逐流，水（利息）涨船高比较好。买国库券就是存钱在政府，多数情况下比存银行高。
中期赚钱可以恐慌性买入股票也好房地产也好，如1999年初（亚洲金融风暴），2003年初（高科技泡沫，SARS），2009年初（金融海啸），今年年初（新兴市场风暴）.那现在还没见恐慌，钱就放银行或政府处就好了。
http://www.sgs.gov.sg/savingsbonds.aspx
长期赚钱其实是靠复利（compound interest），没有复利巴菲特也没办法。
http://www.ntdtv.com/xtr/b5/2015/02/24/a1179774.html
现在国库券银行利率很低，复利效用很难发挥。日落总有日出，那就耐心等利率回升。如果硬是要在低利率环境追求高回报，犹如火中取栗，风险极高。例如新加坡股市2000年最高点2500，现在2900，那是不是存银行更省心更好，性价比高？所以其实在低利率下长期回报必然低，只是大起大落，给人很多机会的幻觉。我们吃瓜群众还是随波逐流，水（利息）涨船高比较好。买国库券就是存钱在政府，多数情况下比存银行高。
中期赚钱可以恐慌性买入股票也好房地产也好，如1999年初（亚洲金融风暴），2003年初（高科技泡沫，SARS），2009年初（金融海啸），今年年初（新兴市场风暴）.那现在还没见恐慌，钱就放银行或政府处就好了。
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#13
去SSB的网站学习了下现在的利率很低呀，明年兄知道哪里可以查到往年利率吗？
这么低的利率，放在SSB不如放在ocbc 360呢现在的利率很低呀，明年兄知道哪里可以查到往年利率吗？
这么低的利率，放在SSB不如放在ocbc 360呢 -
#14
握手cant agree morecant agree more
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#15
MAS网站，见链接。现在全世界利息都低，没有办法。DBS一年0.35%，SSB还有0.91%。
首6万当然存360好。多出的要长存长有，安全（存政府比存银行安全）灵活（如有必要每个月都有机会提前取出）的话SSB是不错的选择。个人很喜欢这个产品。
https://secure.mas.gov.sg/msb/InterestRatesOfBanksAndFinanceCompanies.aspx
首6万当然存360好。多出的要长存长有，安全（存政府比存银行安全）灵活（如有必要每个月都有机会提前取出）的话SSB是不错的选择。个人很喜欢这个产品。
https://secure.mas.gov.sg/msb/InterestRatesOfBanksAndFinanceCompanies.aspx
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#16
SSB的过往利率可以查得到吗？另外，我真是穷人一个啊，刚买完房子，手里的积蓄还要装修买家具家电，ocbc 360就够了。。。
不过SSB这个确实不错，整个规则通俗易懂，蛮灵活的，政府还有有保障，以后有余钱就买起来另外，我真是穷人一个啊，刚买完房子，手里的积蓄还要装修买家具家电，ocbc 360就够了。。。
不过SSB这个确实不错，整个规则通俗易懂，蛮灵活的，政府还有有保障，以后有余钱就买起来 -
#17
+1，我家也全部在我这
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#18
见链接表格
SSB是新产品，直接历史数据不多。但可以间接推出。
SSB简单的说就是：
如果你一年后卖掉，SSB就是一年期债券；
如果你两年后卖掉，SSB就是两年期债券；
。。。
何时卖的选择权（option）是政府给的福利，这个选择权也是值一点钱的。还有就是360是某个时期的产物，不见得是永久的。但SSB应该是一直存在的。
所以如果预期存一年，一年后再决定持有或卖掉买新的，就查看一年期债券利率（1-Year T－Bill Yield）就好了。
https://secure.sgs.gov.sg/fdanet/BenchmarkPricesAndYields.aspx
End of
PeriodAverage
Buying Rates
of Govt
Securities
Dealers
1-Year
T-Bill YieldAverage
Buying Rates
of Govt
Securities
Dealers
2-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
5-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
7-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
10-Year
Bond Yield1988Jan2.953.704.95--Feb3.033.694.97--Mar3.153.594.82--Apr3.213.804.86--May3.864.164.96--Jun3.844.175.14--Jul4.294.545.32--Aug4.865.205.74--Sep4.765.035.62--Oct4.464.765.38--Nov4.304.735.47--Dec4.324.875.44--1989Jan4.034.865.42--Feb4.024.895.50--Mar3.964.815.45--Apr4.174.905.43--May4.364.815.34--Jun4.254.735.28--Jul4.214.775.14--Aug4.374.695.13--Sep4.354.705.13--Oct4.354.675.11--Nov4.554.695.15--Dec4.604.675.15--1990Jan3.554.545.22--Feb4.004.585.16--Mar3.954.755.22--Apr0.004.655.34--May0.004.415.25--Jun0.004.405.19--Jul0.004.575.22--Aug0.004.695.48--Sep0.004.805.49--Oct-4.975.42--Nov3.504.695.22--Dec3.204.585.19--1991Jan3.954.615.20--Feb3.404.245.11--Mar3.454.145.03--Apr3.074.215.02--May3.754.485.03--Jun3.944.545.08--Jul4.204.865.08--Aug4.604.845.15--Sep3.804.564.98--Oct3.374.204.82--Nov3.053.754.72--Dec2.753.654.68--1992Jan2.783.114.27--Feb2.702.974.08--Mar2.232.844.06--Apr2.602.964.26--May2.582.924.14--Jun2.382.854.08--Jul2.302.733.99--Aug2.152.604.014.75-Sep1.282.003.804.51-Oct1.501.953.674.35-Nov1.151.933.824.50-Dec1.101.903.794.46-1993Jan1.401.923.734.52-Feb1.051.693.574.27-Mar0.781.173.113.99-Apr1.021.493.074.07-May1.081.703.154.05-Jun0.801.442.903.70-Jul1.051.662.883.85-Aug0.981.562.903.82-Sep1.321.652.943.85-Oct0.901.382.693.55-Nov0.851.292.673.53-Dec1.451.662.943.79-1994Jan1.281.593.173.81-Feb1.551.663.193.90-Mar2.011.853.243.95-Apr2.702.483.394.14-May2.752.893.494.18-Jun2.572.613.654.53-Jul2.403.293.714.51-Aug2.483.283.734.50-Sep2.223.083.704.45-Oct1.932.963.864.39-Nov2.713.413.934.51-Dec1.853.213.924.48-1995Jan1.603.114.014.39-Feb1.532.943.914.35-Mar1.101.733.293.42-Apr0.651.462.823.11-May0.651.132.452.73-Jun1.001.412.572.81-Jul1.631.943.153.33-Aug1.542.103.073.29-Sep1.502.052.963.14-Oct1.351.892.863.05-Nov1.401.802.832.94-Dec1.211.632.752.79-1996Jan1.331.612.742.74-Feb1.251.572.702.70-Mar1.021.392.292.44-Apr1.201.422.292.43-May1.331.442.292.46-Jun1.121.262.322.56-Jul1.351.542.512.60-Aug1.451.582.452.59-Sep1.651.682.532.69-Oct2.202.482.843.02-Nov2.352.543.033.35-Dec2.002.312.983.30-1997Jan1.622.202.943.27-Feb1.351.992.953.27-Mar1.802.073.183.46-Apr1.601.963.153.43-May2.832.623.463.61-Jun2.752.623.393.55-Jul2.832.773.403.57-Aug3.103.223.613.76-Sep2.633.173.593.76-Oct3.003.143.563.75-Nov3.353.283.964.93-Dec2.603.063.894.56-1998Jan2.653.074.014.27-Feb1.702.783.924.20-Mar1.732.843.984.18-Apr1.832.963.893.99-May2.602.993.954.08-Jun2.603.153.944.015.30Jul3.203.584.044.645.43Aug4.154.604.765.255.69Sep3.333.684.884.975.25Oct2.153.033.954.194.36Nov2.403.054.164.364.62Dec1.502.473.804.104.481999Jan1.852.453.544.034.35Feb1.852.453.664.144.44Mar1.382.013.433.984.22Apr1.151.723.033.643.98May1.352.273.664.134.46Jun1.852.313.794.274.59Jul2.002.554.144.614.83Aug1.852.433.934.434.75Sep1.051.963.544.224.59Oct1.021.953.774.314.65Nov1.502.043.674.184.542000Jan1.712.353.964.114.48Feb1.922.393.754.094.27Mar2.102.433.734.064.20Apr2.012.953.724.054.17May2.973.183.834.244.48Jun2.643.103.864.244.67Jul2.603.093.884.214.53Aug2.622.973.844.224.57Sep2.592.913.724.114.45Oct2.582.873.704.074.34Nov2.613.023.503.874.17Dec2.572.903.443.784.092001Jan2.222.503.163.433.69Feb1.762.073.013.383.54Mar2.102.433.113.503.66Apr2.142.323.043.433.62May2.162.292.963.343.56Jun2.142.232.973.343.64Jul2.152.192.923.363.62Aug2.112.182.883.293.55Sep1.681.912.903.163.41Oct0.661.462.352.602.97Nov1.161.602.983.223.49Dec1.152.083.423.653.972002Jan0.981.933.363.723.91Feb0.931.693.113.573.80Mar0.961.793.203.733.98Apr0.991.602.973.583.91May0.971.572.953.543.93Jun0.941.462.783.273.70Jul0.801.262.603.163.72Aug0.861.212.462.943.51Sep1.201.352.432.733.31Oct0.951.302.002.463.04Nov0.801.191.892.392.97Dec0.791.071.742.112.552003Jan0.720.991.581.942.44Feb0.680.861.432.002.24Mar0.700.871.481.842.05Apr0.640.831.481.882.10May0.600.711.321.691.89Jun0.640.741.411.862.28Jul0.691.202.062.643.07Aug0.871.412.583.303.72Sep0.791.152.502.963.54Oct0.841.263.103.553.95Nov0.921.283.113.494.03Dec0.831.012.743.193.752004Jan0.851.192.352.833.39Feb0.771.092.252.993.36Mar0.710.972.112.763.07Apr0.801.022.262.943.26May0.871.102.342.943.31Jun0.931.152.403.093.68Jul1.051.462.272.993.53Aug1.341.582.282.853.34Sep1.441.602.422.853.29Oct1.331.542.312.683.09Nov1.331.572.212.552.91Dec1.321.582.072.252.582005Jan1.551.782.262.572.94Feb1.802.022.462.763.05Mar1.942.092.702.863.14Apr2.082.082.452.582.87May2.042.072.332.432.63Jun1.961.952.252.462.62Jul1.902.022.202.462.62Aug1.952.032.392.652.82Sep2.252.312.592.722.85Oct2.362.432.802.923.03Nov2.882.673.083.143.22Dec2.852.693.013.143.212006Jan2.802.763.183.243.35Feb2.792.853.293.323.50Mar2.923.223.353.403.59Apr3.043.063.233.333.51May2.862.843.213.243.43Jun2.882.993.383.493.57Jul2.932.953.303.423.51Aug3.213.143.273.313.40Sep3.182.953.103.153.20Oct3.153.033.113.143.19Nov2.932.983.013.013.02Dec3.043.013.033.043.052007Jan2.983.013.073.113.18Feb2.892.912.993.023.08Mar2.532.512.702.792.91Apr2.312.322.472.592.68May2.082.322.622.802.92Jun2.252.422.582.812.86Jul2.392.442.702.892.98Aug2.322.232.652.882.92Sep2.152.002.532.662.70Oct2.172.032.542.732.81Nov2.162.012.442.682.81Dec2.001.822.332.552.682008Jan1.491.381.581.852.21Feb1.341.161.651.982.40Mar0.960.901.641.892.27Apr1.071.031.822.082.44May1.031.202.622.883.51Jun0.931.232.643.093.59Jul0.681.032.012.673.21Aug1.091.322.192.733.19Sep1.701.492.402.743.21Oct1.191.272.022.392.95Nov0.730.861.531.902.29Dec0.740.831.401.652.052009Jan0.480.741.401.742.07Feb0.430.661.081.562.06Mar0.440.621.421.632.03Apr0.310.401.341.642.04May0.330.521.291.752.61Jun0.350.611.451.752.59Jul0.350.491.321.672.41Aug0.370.491.321.712.47Sep0.390.591.431.752.45Oct0.560.611.331.682.55Nov0.510.541.311.652.47Dec0.550.601.281.622.662010Jan0.470.631.261.602.54Feb0.390.561.301.692.69Mar0.370.571.282.422.83Apr0.420.451.082.222.67May0.340.480.912.092.79Jun0.370.440.761.572.37Jul0.350.430.591.091.95Aug0.330.450.681.311.99Sep0.340.410.881.302.02Oct0.410.440.891.261.98Nov0.400.431.181.652.29Dec0.420.511.402.012.712011Jan0.400.491.161.762.57Feb0.400.441.15-2.60Mar0.350.451.19-2.48Apr0.440.471.10-2.41May0.420.451.14-2.39Jun0.410.430.99-2.31Jul0.280.220.59-2.02Aug0.180.180.50-1.64Sep0.210.140.53-1.62Oct0.290.260.59-1.75Nov0.310.220.58-1.68Dec0.370.350.60-1.632012Jan0.340.300.49-1.54Feb0.340.270.62-1.48Mar0.320.160.64-1.66Apr0.260.190.54-1.55May0.280.240.55-1.46Jun0.270.160.42-1.61Jul0.230.180.43-1.40Aug0.250.210.40-1.38Sep0.300.320.42-1.47Oct0.280.260.38-1.34Nov0.270.280.41-1.30Dec0.270.280.31-1.302013Jan0.270.290.40-1.42Feb0.260.200.37-1.52Mar0.270.230.54-1.54Apr0.260.200.47-1.37May0.270.300.96-1.81Jun0.290.211.17-2.51Jul0.280.220.88-2.47Aug0.280.251.08-2.67Sep0.290.430.92-2.35Oct0.280.350.69-2.15Nov0.280.360.63-2.40Dec0.300.371.08-2.562014Jan0.340.411.57-2.46Feb0.310.361.43-2.46Mar0.340.531.54-2.49Apr0.350.441.45-2.42May0.340.411.30-2.24Jun0.340.391.19-2.32Jul0.340.441.27-2.46Aug0.340.511.30-2.27Sep0.350.591.67-2.47Oct0.380.471.47-2.29Nov0.410.541.44-2.19Dec0.720.641.60-2.282015Jan0.730.841.37-1.88Feb0.821.031.62-2.23Mar1.061.311.83-2.27Apr1.001.071.59-2.25May0.971.021.70-2.42Jun0.960.912.00-2.69Jul0.941.022.04-2.63Aug0.991.112.17-2.85Sep1.341.352.00-2.54Oct1.291.251.86-2.46Nov1.131.211.95-2.51Dec1.011.071.90-2.602016Jan1.091.101.89-2.26Feb1.051.041.85-2.28Mar0.950.811.45-1.84Apr0.991.021.61-2.00May0.911.081.79-2.24Jun0.881.021.51-1.91Jul0.880.951.43-1.81Aug0.800.851.32-1.80Sep0.790.921.32-1.78Oct0.930.881.34-1.89Nov0.921.101.70-2.30SSB是新产品，直接历史数据不多。但可以间接推出。
SSB简单的说就是：
如果你一年后卖掉，SSB就是一年期债券；
如果你两年后卖掉，SSB就是两年期债券；
。。。
何时卖的选择权（option）是政府给的福利，这个选择权也是值一点钱的。还有就是360是某个时期的产物，不见得是永久的。但SSB应该是一直存在的。
所以如果预期存一年，一年后再决定持有或卖掉买新的，就查看一年期债券利率（1-Year T－Bill Yield）就好了。
https://secure.sgs.gov.sg/fdanet/BenchmarkPricesAndYields.aspx
End of
PeriodAverage
Buying Rates
of Govt
Securities
Dealers
1-Year
T-Bill YieldAverage
Buying Rates
of Govt
Securities
Dealers
2-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
5-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
7-Year
Bond YieldAverage
Buying Rates
of Govt
Securities
Dealers
10-Year
Bond Yield1988Jan2.953.704.95--Feb3.033.694.97--Mar3.153.594.82--Apr3.213.804.86--May3.864.164.96--Jun3.844.175.14--Jul4.294.545.32--Aug4.865.205.74--Sep4.765.035.62--Oct4.464.765.38--Nov4.304.735.47--Dec4.324.875.44--1989Jan4.034.865.42--Feb4.024.895.50--Mar3.964.815.45--Apr4.174.905.43--May4.364.815.34--Jun4.254.735.28--Jul4.214.775.14--Aug4.374.695.13--Sep4.354.705.13--Oct4.354.675.11--Nov4.554.695.15--Dec4.604.675.15--1990Jan3.554.545.22--Feb4.004.585.16--Mar3.954.755.22--Apr0.004.655.34--May0.004.415.25--Jun0.004.405.19--Jul0.004.575.22--Aug0.004.695.48--Sep0.004.805.49--Oct-4.975.42--Nov3.504.695.22--Dec3.204.585.19--1991Jan3.954.615.20--Feb3.404.245.11--Mar3.454.145.03--Apr3.074.215.02--May3.754.485.03--Jun3.944.545.08--Jul4.204.865.08--Aug4.604.845.15--Sep3.804.564.98--Oct3.374.204.82--Nov3.053.754.72--Dec2.753.654.68--1992Jan2.783.114.27--Feb2.702.974.08--Mar2.232.844.06--Apr2.602.964.26--May2.582.924.14--Jun2.382.854.08--Jul2.302.733.99--Aug2.152.604.014.75-Sep1.282.003.804.51-Oct1.501.953.674.35-Nov1.151.933.824.50-Dec1.101.903.794.46-1993Jan1.401.923.734.52-Feb1.051.693.574.27-Mar0.781.173.113.99-Apr1.021.493.074.07-May1.081.703.154.05-Jun0.801.442.903.70-Jul1.051.662.883.85-Aug0.981.562.903.82-Sep1.321.652.943.85-Oct0.901.382.693.55-Nov0.851.292.673.53-Dec1.451.662.943.79-1994Jan1.281.593.173.81-Feb1.551.663.193.90-Mar2.011.853.243.95-Apr2.702.483.394.14-May2.752.893.494.18-Jun2.572.613.654.53-Jul2.403.293.714.51-Aug2.483.283.734.50-Sep2.223.083.704.45-Oct1.932.963.864.39-Nov2.713.413.934.51-Dec1.853.213.924.48-1995Jan1.603.114.014.39-Feb1.532.943.914.35-Mar1.101.733.293.42-Apr0.651.462.823.11-May0.651.132.452.73-Jun1.001.412.572.81-Jul1.631.943.153.33-Aug1.542.103.073.29-Sep1.502.052.963.14-Oct1.351.892.863.05-Nov1.401.802.832.94-Dec1.211.632.752.79-1996Jan1.331.612.742.74-Feb1.251.572.702.70-Mar1.021.392.292.44-Apr1.201.422.292.43-May1.331.442.292.46-Jun1.121.262.322.56-Jul1.351.542.512.60-Aug1.451.582.452.59-Sep1.651.682.532.69-Oct2.202.482.843.02-Nov2.352.543.033.35-Dec2.002.312.983.30-1997Jan1.622.202.943.27-Feb1.351.992.953.27-Mar1.802.073.183.46-Apr1.601.963.153.43-May2.832.623.463.61-Jun2.752.623.393.55-Jul2.832.773.403.57-Aug3.103.223.613.76-Sep2.633.173.593.76-Oct3.003.143.563.75-Nov3.353.283.964.93-Dec2.603.063.894.56-1998Jan2.653.074.014.27-Feb1.702.783.924.20-Mar1.732.843.984.18-Apr1.832.963.893.99-May2.602.993.954.08-Jun2.603.153.944.015.30Jul3.203.584.044.645.43Aug4.154.604.765.255.69Sep3.333.684.884.975.25Oct2.153.033.954.194.36Nov2.403.054.164.364.62Dec1.502.473.804.104.481999Jan1.852.453.544.034.35Feb1.852.453.664.144.44Mar1.382.013.433.984.22Apr1.151.723.033.643.98May1.352.273.664.134.46Jun1.852.313.794.274.59Jul2.002.554.144.614.83Aug1.852.433.934.434.75Sep1.051.963.544.224.59Oct1.021.953.774.314.65Nov1.502.043.674.184.542000Jan1.712.353.964.114.48Feb1.922.393.754.094.27Mar2.102.433.734.064.20Apr2.012.953.724.054.17May2.973.183.834.244.48Jun2.643.103.864.244.67Jul2.603.093.884.214.53Aug2.622.973.844.224.57Sep2.592.913.724.114.45Oct2.582.873.704.074.34Nov2.613.023.503.874.17Dec2.572.903.443.784.092001Jan2.222.503.163.433.69Feb1.762.073.013.383.54Mar2.102.433.113.503.66Apr2.142.323.043.433.62May2.162.292.963.343.56Jun2.142.232.973.343.64Jul2.152.192.923.363.62Aug2.112.182.883.293.55Sep1.681.912.903.163.41Oct0.661.462.352.602.97Nov1.161.602.983.223.49Dec1.152.083.423.653.972002Jan0.981.933.363.723.91Feb0.931.693.113.573.80Mar0.961.793.203.733.98Apr0.991.602.973.583.91May0.971.572.953.543.93Jun0.941.462.783.273.70Jul0.801.262.603.163.72Aug0.861.212.462.943.51Sep1.201.352.432.733.31Oct0.951.302.002.463.04Nov0.801.191.892.392.97Dec0.791.071.742.112.552003Jan0.720.991.581.942.44Feb0.680.861.432.002.24Mar0.700.871.481.842.05Apr0.640.831.481.882.10May0.600.711.321.691.89Jun0.640.741.411.862.28Jul0.691.202.062.643.07Aug0.871.412.583.303.72Sep0.791.152.502.963.54Oct0.841.263.103.553.95Nov0.921.283.113.494.03Dec0.831.012.743.193.752004Jan0.851.192.352.833.39Feb0.771.092.252.993.36Mar0.710.972.112.763.07Apr0.801.022.262.943.26May0.871.102.342.943.31Jun0.931.152.403.093.68Jul1.051.462.272.993.53Aug1.341.582.282.853.34Sep1.441.602.422.853.29Oct1.331.542.312.683.09Nov1.331.572.212.552.91Dec1.321.582.072.252.582005Jan1.551.782.262.572.94Feb1.802.022.462.763.05Mar1.942.092.702.863.14Apr2.082.082.452.582.87May2.042.072.332.432.63Jun1.961.952.252.462.62Jul1.902.022.202.462.62Aug1.952.032.392.652.82Sep2.252.312.592.722.85Oct2.362.432.802.923.03Nov2.882.673.083.143.22Dec2.852.693.013.143.212006Jan2.802.763.183.243.35Feb2.792.853.293.323.50Mar2.923.223.353.403.59Apr3.043.063.233.333.51May2.862.843.213.243.43Jun2.882.993.383.493.57Jul2.932.953.303.423.51Aug3.213.143.273.313.40Sep3.182.953.103.153.20Oct3.153.033.113.143.19Nov2.932.983.013.013.02Dec3.043.013.033.043.052007Jan2.983.013.073.113.18Feb2.892.912.993.023.08Mar2.532.512.702.792.91Apr2.312.322.472.592.68May2.082.322.622.802.92Jun2.252.422.582.812.86Jul2.392.442.702.892.98Aug2.322.232.652.882.92Sep2.152.002.532.662.70Oct2.172.032.542.732.81Nov2.162.012.442.682.81Dec2.001.822.332.552.682008Jan1.491.381.581.852.21Feb1.341.161.651.982.40Mar0.960.901.641.892.27Apr1.071.031.822.082.44May1.031.202.622.883.51Jun0.931.232.643.093.59Jul0.681.032.012.673.21Aug1.091.322.192.733.19Sep1.701.492.402.743.21Oct1.191.272.022.392.95Nov0.730.861.531.902.29Dec0.740.831.401.652.052009Jan0.480.741.401.742.07Feb0.430.661.081.562.06Mar0.440.621.421.632.03Apr0.310.401.341.642.04May0.330.521.291.752.61Jun0.350.611.451.752.59Jul0.350.491.321.672.41Aug0.370.491.321.712.47Sep0.390.591.431.752.45Oct0.560.611.331.682.55Nov0.510.541.311.652.47Dec0.550.601.281.622.662010Jan0.470.631.261.602.54Feb0.390.561.301.692.69Mar0.370.571.282.422.83Apr0.420.451.082.222.67May0.340.480.912.092.79Jun0.370.440.761.572.37Jul0.350.430.591.091.95Aug0.330.450.681.311.99Sep0.340.410.881.302.02Oct0.410.440.891.261.98Nov0.400.431.181.652.29Dec0.420.511.402.012.712011Jan0.400.491.161.762.57Feb0.400.441.15-2.60Mar0.350.451.19-2.48Apr0.440.471.10-2.41May0.420.451.14-2.39Jun0.410.430.99-2.31Jul0.280.220.59-2.02Aug0.180.180.50-1.64Sep0.210.140.53-1.62Oct0.290.260.59-1.75Nov0.310.220.58-1.68Dec0.370.350.60-1.632012Jan0.340.300.49-1.54Feb0.340.270.62-1.48Mar0.320.160.64-1.66Apr0.260.190.54-1.55May0.280.240.55-1.46Jun0.270.160.42-1.61Jul0.230.180.43-1.40Aug0.250.210.40-1.38Sep0.300.320.42-1.47Oct0.280.260.38-1.34Nov0.270.280.41-1.30Dec0.270.280.31-1.302013Jan0.270.290.40-1.42Feb0.260.200.37-1.52Mar0.270.230.54-1.54Apr0.260.200.47-1.37May0.270.300.96-1.81Jun0.290.211.17-2.51Jul0.280.220.88-2.47Aug0.280.251.08-2.67Sep0.290.430.92-2.35Oct0.280.350.69-2.15Nov0.280.360.63-2.40Dec0.300.371.08-2.562014Jan0.340.411.57-2.46Feb0.310.361.43-2.46Mar0.340.531.54-2.49Apr0.350.441.45-2.42May0.340.411.30-2.24Jun0.340.391.19-2.32Jul0.340.441.27-2.46Aug0.340.511.30-2.27Sep0.350.591.67-2.47Oct0.380.471.47-2.29Nov0.410.541.44-2.19Dec0.720.641.60-2.282015Jan0.730.841.37-1.88Feb0.821.031.62-2.23Mar1.061.311.83-2.27Apr1.001.071.59-2.25May0.971.021.70-2.42Jun0.960.912.00-2.69Jul0.941.022.04-2.63Aug0.991.112.17-2.85Sep1.341.352.00-2.54Oct1.291.251.86-2.46Nov1.131.211.95-2.51Dec1.011.071.90-2.602016Jan1.091.101.89-2.26Feb1.051.041.85-2.28Mar0.950.811.45-1.84Apr0.991.021.61-2.00May0.911.081.79-2.24Jun0.881.021.51-1.91Jul0.880.951.43-1.81Aug0.800.851.32-1.80Sep0.790.921.32-1.78Oct0.930.881.34-1.89Nov0.921.101.70-2.30 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#19
这么看现在的利率还不算低了呢谢谢明年兄的info，我是金融小白，哈哈谢谢明年兄的info，我是金融小白，哈哈
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#20
密码你前三位他后三位
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#21
后面这位全程掌控第二个人输入手法：退位键按三次，再按其想要的六位密码。第二个人输入手法：退位键按三次，再按其想要的六位密码。
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#22
佩服佩服果然是老手果然是老手
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#23
厉害了word哥膜拜！！！膜拜！！！